As furparents, we tend to give our pets everything they need — quality food, grooming, vitamins, toys, and regular vet care. But one thing we rarely think about is what happens if we get sick, lose income, or suddenly face a serious emergency. Who will take care of our pets? Who will shoulder the costs?
This is exactly what FWD Life Insurance addressed when they launched their new product, “The One for Pet Lovers.” I attended their media launch at PAWS in Quezon City, where FWD Life Insurance’s Chief Marketing Officer, Gavin Lai, personally explained why this plan matters for Filipino pet owners.
I already have Philhealth & HMO, why get Life Insurance?
Most of us assume that if we already have PhilHealth or an HMO, we’re fully covered. But these benefits only pay for hospitalization. They don’t give you cash that you can actually use while recovering.
Life insurance works differently. It offers financial support in the form of cash benefits that you can use not just for medical expenses, but also for daily needs — including your pet’s food, grooming, medication, and care.
This is especially important for furparents who have pets depending entirely on them.
Why This Isn’t Pet Insurance (Direct Answer From FWD)
In short, they cannot insure pets directly — but they can insure the furparents who care for them.
🐶 You may click HERE a list of Pet Insurances in the Philippines 🐶
What Makes FWD’s Pet Lover Plan Unique
One of the most notable features of this plan is its affordability. With contributions starting at only ₱330 per year, you already receive financial protection. If you are diagnosed with a covered critical illness, you get a cash benefit that you can use however you need. If you are unable to work, this benefit can cover both your daily expenses and the ongoing needs of your pet.
In the event of death or accidental death, the benefit goes to your chosen pet guardian — the person you trust most to take care of your dog or cat. This ensures your pet is still provided for financially even if you are no longer around.
Another thoughtful detail is that a portion of every policy sold is donated to PAWS, which explains why the product was launched at their facility in Quezon City.
Simple and Accessible Requirements
Applying for this plan is straightforward. There is no medical exam required, and you only need one valid government ID. You are eligible if you are:
If you renew your plan on time, your premium stays the same for five years. The coverage also includes a 100% payout for accidental death.
🎥 You may click HERE my Tiktok video regarding FWD Life Insurance for Petlovers 🎥
Final Thoughts
FWD’s “The One for Pet Lovers” is a practical reminder that protecting our pets also means protecting ourselves. When unexpected events happen, having financial support allows us to recover without compromising our pets’ welfare. With this plan, furparents gain peace of mind knowing that both they and their pets have a safety net.
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